Top Money-Making Apps to Boost Your Income

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Survey Money-Making Apps



1. Branded Surveys

Earning Potential: 💰💰

Branded Surveys stands out as the best overall survey site. It rewards you with points for completing surveys and tasks like referring friends. After signing up, you’ll answer demographic questions to match you with suitable surveys, which are then sent to your inbox. The platform’s bonus program, Branded Elite, increases your earnings with more bonus surveys.

Pros:

  • Intuitive user experience
  • Higher pay compared to competitors
  • Wide selection of gift cards
  • Bonus badges to boost earnings

Cons:

  • Payments can take up to 3 weeks
  • Some surveys can be hard to qualify for

2. HeyPiggy

Earning Potential: 💰💰

HeyPiggy is a fun and transparent survey site that collaborates with big companies like Netflix and Amazon. Users as young as 14 can sign up with parental consent. You can cash out with as little as $1, choosing from thousands of surveys available daily.

Pros:

  • Transparent about time and pay
  • Numerous surveys available
  • Free to join
  • Open to teens

Cons:

  • Low pay for some surveys
  • Not everyone qualifies for every survey

3. Freecash

Earning Potential: 💰💰

Freecash offers thousands of ways to earn money, including surveys, playing games, and trying new apps. You can potentially earn over $100 a month. Points earned can be redeemed for cash, crypto, or gift cards.

Pros:

  • Free to use
  • Thousands of offers
  • Quick withdrawals (5-10 minutes)
  • User-friendly app and website

Cons:

  • No iOS app
  • Limited surveys compared to games

4. Swagbucks

Earning Potential: 💰💰

Swagbucks rewards you for various online tasks like surveys, watching videos, and shopping. You can redeem your Swagbucks points for gift cards or cash via PayPal.

Pros:

  • Free to join
  • PayPal or Amazon Gift Cards cash out options
  • Easy to use

Cons:

  • Lower payouts for watching videos

5. Survey Junkie

Earning Potential: 💰💰

Survey Junkie offers quick surveys for points. Owned by DISQO, it provides market research data to major brands. You can redeem points through e-gift cards or PayPal payments.

Pros:

  • Free to sign up
  • Bonus points for signing up
  • Easy to use
  • Extra rewards for sharing online behavior

Cons:

  • Lower payouts compared to some competitors
  • Limited survey offerings

Driving Money-Making Apps

6. DoorDash

Earning Potential: 💰💰💰

DoorDash allows you to deliver food from local and chain restaurants. The base pay per order ranges from $2-$10, with potential increases during Peak times or with Challenge bonuses. You keep 100% of your tips.

Pros:

  • Optional scheduled shifts ensure work
  • Peak Pay during busy times
  • Passengers allowed
  • Encourages tipping

Cons:

  • $1.99 charge for instant payments
  • Limited shifts in rural areas

7. Instacart

Earning Potential: 💰💰💰

Instacart is a top grocery delivery service in all 50 states. You can earn money as a full-service shopper, setting your availability a week in advance or taking requests on the spot.

Pros:

  • 100% of tips go to you
  • Flexible hours
  • Less driving compared to food delivery apps
  • Entry-level work with minimal requirements

Cons:

  • Potential for heavy lifting
  • Hours capped at 29 per week

Cashback & Shopping Money-Making Apps

8. Rakuten

Earning Potential: 💰💰

Rakuten allows you to earn money by shopping through their app or site, with cashback from 1% to 40% at over 3,500 retailers. Payments are made quarterly via direct deposit or a check.

Pros:

  • Get paid to shop
  • Money-saving opportunities
  • Works at numerous stores
  • Easy to use

Cons:

  • Quarterly payments
  • Must shop through the Rakuten app

9. Ibotta

Earning Potential: 💰💰

Ibotta offers cashback on purchases at over 2,000 retailers. Activate offers before shopping and upload your receipt to earn cash back.

Pros:

  • Free to use
  • Large network of retailers
  • Easy way to earn on everyday purchases
  • Available on Google Play and App Store

Cons:

  • Tracks location in stores
  • Limited customer support

10. Capital One Shopping

Earning Potential: 💰💰

Capital One Shopping helps you compare prices, find better coupon codes, and earn credits on purchases for gift cards.

Pros:

  • Free to use
  • Price comparisons and promo codes
  • Price drop alerts on wishlist items

Cons:

  • Tracks online activity

11. Upside

Earning Potential: 💰

Upside provides cashback offers at gas stations, grocery stores, and restaurants. Use code MM20 for a bonus on your first gas receipt.

Pros:

  • Free and easy to use
  • Earn real cash
  • Environmental initiatives

Cons:

  • Limited grocery and restaurant offers
  • Must use credit/debit card for purchases
  • Not all businesses participate

Selling Apps to Make Money

12. Poshmark

Earning Potential: 💰💰💰

Poshmark is ideal for selling gently used clothing, shoes, and accessories. Upload pictures, share descriptions, and set your price.

Pros:

  • Great user experience
  • Covers shipping losses or damages
  • Buyer pays for shipping
  • Quick payments

Cons:

  • Seller fees
  • Mixed customer reviews

13. Decluttr

Earning Potential: 💰💰

Decluttr lets you sell tech devices like computers, phones, and video game consoles. Scan barcodes to see if items are accepted.

Pros:

  • Honest pricing
  • Quick payments
  • Positive ratings on BBB and TrustPilot

Cons:

  • Requires minimum media or tech items per order
  • Offers subject to change upon inspection

Side Gig Money-Making App

14. UpWork

Earning Potential: 💰💰💰💰

UpWork is a top marketplace for hiring freelancers. It ensures secure payments but takes a cut of your earnings.

Pros:

  • Larger projects
  • Great customer support
  • Lower fees with long-term clients

Cons:

  • Heavy competition
  • High starting fees

Investing Money-Making App

15. Acorns

Earning Potential: 💰💰💰

Acorns rounds up your purchases to the nearest dollar and invests the spare change into ETFs. It’s a great way to build an investment portfolio with minimal effort.

Pros:

  • Free for college students
  • Automates saving and investing
  • Low-cost ETFs

Cons:

  • High flat fees for low balances
  • Limited investment options

Summary of the Best Apps That Pay You

AppHow to Make MoneyRewards AvailableBest For
Branded SurveysTaking surveysDirect deposit or gift cardsSharing opinions
HeyPiggyTaking surveysPayPal or gift cardsFrequent survey takers
FreecashSurveys, games, tasksCash, crypto, gift cardsDiversified earnings
SwagbucksSurveys, videos, shoppingPayPal, gift cardsSpare time earners
Survey JunkieSurveys, browsing habitsPayPal, gift cardsSharing opinions or browsing habits
DoorDashDeliver foodDirect depositCar owners with spare time
InstacartGrocery shoppingDirect depositShoppers who can lift 40 lbs
RakutenShoppingDirect deposit, PayPalFrequent online shoppers
IbottaShoppingPayPal, gift cardsGrocery or online shoppers
Capital One ShoppingShoppingGift cardsPrice-conscious online shoppers
UpsideShopping, gas, diningDirect deposit, PayPal, gift cardsIn-person shoppers or gas buyers
PoshmarkSelling clothingDirect deposit, PayPal, VenmoSellers of high-end clothing
DecluttrSelling electronicsDirect deposit, PayPalSellers of newer electronics
UpworkFreelance workDirect depositSkilled freelancers
AcornsRound-up investmentsETFsCasual investors

Pros and Cons of Money-Making Apps

Pros:

  • Flexible hours
  • Engage in enjoyable activities
  • Multiple income opportunities

Cons:

  • Service fees and payout fees
  • Independent contractor responsibilities
  • Delayed payouts

How to Choose the Best Money-Making App for You

Determine your available time, desired activities, and income goals. Consider service fees and payment terms to maximize earnings.

FAQs

What is the best app to earn money? The best app varies. Swagbucks is a popular choice for simple tasks, while Uber suits those willing to drive.

How can I make $100 in a day? Diversify efforts across different apps like Swagbucks, Uber, and Fiverr.

Which app is the most legit to make money on? Swagbucks is widely recognized for its legitimacy and ease of use.

What apps pay you instantly for signing up? Swagbucks 

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